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Health Care

Choosing a regulatory framework for private health insurance

In a consultation paper released February 16, the Quebec government chose to follow a very restrictive interpretation of the Supreme Court ruling in the Chaoulli case. The government document suggests providing guaranteed access for certain treatments and permitting private insurance only for knee, hip or cataract surgery. However, it would be well worth broadening the discussion to include a model the court decision hinted at, namely duplicate insurance covering all types of health care.

Using private insurance to finance health care

The recent Supreme Court of Canada ruling in the Chaoulli affair determined that the Quebec government cannot forbid private health insurance from covering medically required services. If the possibility of obtaining private insurance is not thwarted by government moves, it will lead to the advent of a parallel private health care system. This will not mark the end of the public system but will allow for greater overall financing and will increase the ability of the health care system to look after patients more quickly and more effectively.

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